Payment Options

We have numerous ways of payment options to make it easier on our customers.


We’ve teamed up with leading financial firms to offer you easy financing. Come to any Hot Wheel City location and we’ll walk through the application process with you step by step. Our professional sales staff is here to help you get approved fast.

  • Easy Application Process
  • Fast Approval
  • Low Down Payment
  • No credit needed


We also provide a convenient access to simple and affordable lease-to-own options through Progressive Leasing if Financing is not the direction you want to go for your purchases.

  • Easy Application Process
  • Instant Decision
  • Initial Payment
  • No credit needed

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

  • 90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.

The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.

The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY

Credit Card

We understand that you may not have the cash on hand for your purchases, so we also accepted major credit cards. Ask a sales representative for more info.


We also offer a convenient lay-a-way payment plan. Simply choose your wheels & tires, make a small down payment, and you can make payments at your convenience. Once your wheels & tires are paid off, they’ll be installed and you’ll be on your way. For complete terms, give us a call or stop by. Our sales staff will answer any questions you may have.